Duaa Against Debt

بسم الله الرحمن الرحيم
PROTECTION AGAINST DEBT THE DU’AH FOR
It is narrated in Abu Dawud that one day the Nabi (saw) saw a man whose name was Abu Umamah sitting in the masjid at a time when there was no waqt for any salah. The Nabi (saw) asked him why he was sitting there and he replied: “I have debts and a lot of worries”. The Nabi (saw) said to him: “Should I not teach you a du’ah that will remove these difficulties for you? Recite in the mornings and evenings:
ا للَّهُمََّ إَِنِّ يَ أَ عُ وَذَُ بَِ كَ مَِ نَ اَل هَمَِّ وال ح زنَِ وأ عُ وَذَُ بَِ كَ مَِ نَ اَل ع جزَِ وال ك سلَِ وأ عُ وَذََُ
بِ كَ مَِ نَ اَل جُ بنَِ وال بُ خلَِ وأ عُ وَذَُ بَِ كَ مَِ نَ غَ ل ب ةَِ اَلدَّي نَِ وق هرَِ اَلرَِّ جالَِ
ALLAHUMMA INNI A’UDHU BIKA MINAL HAMMI WAL HAZANI WA A’UDHU BIKA MINAL ‘AJAZI WAL KASALI WA A’UDHU BIKA MINAL JUBNI WAL BUKHLI WA A’UDHU BIKA MIN GHALABATID DAYNI WA QAHRIR RIJAL
Translation: O Allah, I seek Your protection from worry and grief, I seek Your protection from incapability and laziness, I seek Your protection from cowardice and miserliness, and I seek Your protection from the overpowering of debt and the subjugation of men.
In Bukhari it is also narrated that
the Nabi (saw) used to make the following du’ah in the salah:
ا للَّهُمََّ إَِنَِّ يَ أَ عُ وَذَُ بَِ كَ مَِ نَ اَل مأ ث مَِ وال مغ رمَِ
ALLAHUMMA INNI A’UDHU BIKA MINAL MA’THAMI WAL MAGHRAM.
Translation: O Allah, I seek your protection from sin and from debt.
Someone said to the Nabi (saw): You always make du’ah for the protection against debt! He replied: “If someone is in debt, he speaks and then lies; he makes promises and then breaks them”.

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